Wells Fargo Reflect Card Assessment

As of Oct. 18, 2022

Image for
Image for

Wells Fargo Reflect® CardCiti® Diamond Preferred® Card

Apply Now for Wells Fargo Reflect® Card

On
Wells Fargo’s
Secure Website.

Apply Now for Citi® Diamond Preferred® Card

On
Citi’s
Secure Website.

Rates & Fees
Credit Rating Requirement:

Good/Excellent (670-850)

Circle with letter I in it.

Falling inside this credit score vary doesn’t assure approval by the issuer. An software have to be submitted to the issuer for a possible approval resolution. There are various kinds of credit score scores and collectors use a wide range of credit score scores to make lending selections.

Credit Rating Requirement:

Good/Excellent (670-850)

Circle with letter I in it.

Falling inside this credit score vary doesn’t assure approval by the issuer. An software have to be submitted to the issuer for a possible approval resolution. There are various kinds of credit score scores and collectors use a wide range of credit score scores to make lending selections.

Welcome Offer:

N/A

Welcome Offer:

Circle with letter I in it.

For a restricted time, earn a $150 Statement Credit after you spend $500 on purchases within the first 3 months of account opening.

$150 assertion credit score

Rewards Program:

N/A

Rewards Program:

N/A

Intro APR:

Circle with letter I in it.
0% intro APR for 18 months from account opening on purchases and qualifying steadiness transfers. Intro APR extension of as much as 3 months with on-time minimal funds in the course of the intro and extension durations. The steadiness switch price is 3% for 120 days from account opening, then as much as 5%; min: $5

Purchases: 0% intro APR, as much as 21 months from account opening

Balance Transfers: 0% intro APR, as much as 21 months from account opening on qualifying steadiness transfers

Intro APR:

Purchases: 0%, 12 months

Balance Transfers: 0%, 21 months

Regular APR:

15.99% – 27.99% (variable)

Regular APR:

15.99% – 26.74% (Variable)

Annual Fee:

$0

Annual Fee:

$0

Highlights:

  • 0% intro APR for 18 months from account opening on purchases and qualifying steadiness transfers. Intro APR extension for 3 months with on-time minimal funds in the course of the intro interval. 15.99% to 27.99% Variable APR thereafter; steadiness transfers made inside 120 days qualify for the intro charge and price of three% then a BT price of as much as 5%, min $5.
  • $0 Annual Fee
  • Get as much as $600 of cellphone safety in opposition to injury or theft while you pay your month-to-month cellphone invoice along with your eligible Wells Fargo card (topic to a $25 deductible).
  • Through My Wells Fargo Deals, you may get entry to customized offers from a wide range of retailers. It’s a simple method to earn money again as an account credit score while you store, dine, or take pleasure in an expertise just by utilizing an eligible Wells Fargo bank card.
  • Select “Apply Now” to be taught extra concerning the product options, phrases and circumstances

Highlights:

  • 0% Intro APR for 21 months on steadiness transfers from date of first switch and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will likely be 15.99% – 26.74%, based mostly in your creditworthiness. Balance transfers have to be accomplished inside 4 months of account opening.
  • For a restricted time, earn a $150 Statement Credit after you spend $500 on purchases within the first 3 months of account opening.
  • There is a steadiness switch price of both $5 or 5% of the quantity of every switch, whichever is larger.
  • Get free entry to your FICO® Score on-line.
  • With Citi Entertainment®, get particular entry to buy tickets to 1000’s of occasions, together with concert events, sporting occasions, eating experiences and extra.