Triple-I Blog | Dog-Related Injury Claims Nearly $900 Million in 2021

Despite rest of pandemic-related restrictions, behavioral points in pets and rising prices persist.

By Loretta Worters, Vice President, Media Relations, Triple-I

As pet homeowners return to the office or college, pets will likely be left residence alone. Behavioral points reminiscent of separation anxiousness may outcome in aggressive and harmful conduct. This could possibly be an issue for canines that have been adopted through the pandemic in addition to pets which have turn out to be used to their pet homeowners being at residence.

March 2020 had essentially the most dog-related harm claims, when folks first went into lockdown at first of the COVID-19 pandemic, in response to State Farm. Dog bites have been up 21.6 % from the earlier March, seemingly as a result of canines coping with proprietor stress, disruption in routines and extra folks round the home all through the day. With the easing of restrictions for actions exterior the house—consultants feared it could result in one other spike in bites.  The total variety of claims barely elevated to 17,989 in 2021 from 17,567 in 2020, accounting for greater than one-third of all owners legal responsibility claims paid out, costing $881 million.

Dog bite-related claims prices have been climbing for years. The common value per declare nationally has risen 39 % from 2012 to 2021, as a result of elevated medical prices and the upward development in the scale of settlements, judgments, and jury awards.

Claims prices are attributable not solely to canine bites but additionally to canines flattening youngsters, cyclists, and the aged, which may outcome in pricey accidents.

The newest Triple-I canine chunk declare figures are launched in conjunction with National Dog Bite Prevention Week, an occasion held annually to assist scale back the variety of canine bites.

Children are significantly in danger for canine bites and usually tend to be severely injured, so it’s important for folks to educate their children to be secure round unusual canines and their very own pets.

Dog coaching is, after all, key to stopping canine bites and associated accidents for everybody, and National Dog Bite Prevention Week’s organizers supply many sensible ideas. This yr, canine consultants are once more centered on re-socializing animals which have been remoted together with their people.

Triple-I recommends that you simply examine your owners or renters insurance coverage coverage to make certain it covers legal responsibility for canine bites and associated accidents. Click right here for extra particulars about canine chunk legal responsibility insurance coverage.

Related content material:

Infographic: National Dog Bite Prevention Week

Spotlight on canine chunk legal responsibility

Facts about pet insurance coverage

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