State Farm reveals top five states for lightning damage

In a stunning new report, State Farm has revealed the top five US states in 2021 for lightning claims based mostly on claims knowledge dealt with.

In 2021, State Farm paid $107 million to assist nearly 9,000 clients restore or rebuild their houses following lightning strikes. When the overall price is damaged down per state, the top five states for complete claims paid are Texas ($7.7 million), Georgia ($7.3 million), California ($6.8 million), Alabama ($6.6 million), and Louisiana ($5.6 million).

State Farm additionally used its claims knowledge to rank the top five months for US lightning claims in 2021. It discovered that September was the month by which the most costly lightning claims have been made, at $19.5 million complete. It was adopted by August ($19 million), October ($13 million), November ($9.8 million), and December ($9.5 million).

Citing findings from the Insurance Information Institute, State Farm stated that floor surges account for 50% of lightning-related claims. This implies that if lightning ever strikes close to a house, it might probably trigger a spike in electrical energy, shorting out electrical methods and electronics. Shorted-out electronics might not sound like a lot, however State Farm famous that in 2021, the typical price of a lightning declare was $12,000.

“Look at every thing in your house that’s plugged right into a wall. Now, take note of how a lot it will price to interchange even half of these gadgets,” stated State Farm public affairs specialist Gina Wilken. “Preparation is essential for any form of climate, and lightning isn’t any exception. Have an annual dialog together with your agent to make sure your protection matches your life in order that when one thing occurs, you’re lined.”

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