“The benefit of MercuryGO is twofold – the app will help drivers be safer, which contributes to the ultimate goal of reducing fatalities and serious injuries,” mentioned Mike Dawdy, director of product administration at Mercury Insurance. “It will also help drivers save a lot of money on their premiums.”

There have been 590 motorized vehicle fatalities in New Jersey in 2020, in accordance to the New Jersey State Police. Speeding, cellphone use, onerous braking and following too carefully have been frequent causes of auto crashes.

The MercuryGO app generates a driving ability rating based mostly on classes carefully correlated with automotive accidents, together with dashing, onerous braking and distracted driving.

Cambridge Mobile Telematics (CMT), Mercury’s know-how companion, is the world’s largest smartphone telematics supplier. CMT pioneered usage-based insurance with smartphones, the measurement of cellphone distraction, behavior-based insurance and real-time crash alerts with roadside help.

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“Mercury Insurance is utilizing the DriveWell platform to help drivers reduce distracted driving, speeding and hard braking by keeping them engaged and providing timely feedback,” mentioned Ryan McMahon, vice chairman of insurance and authorities affairs at CMT. “MercuryGO will help make New Jersey roads safer and has the potential to reduce the number of car collisions, injuries and fatalities.”

“Most car crashes can be avoided, and MercuryGO is a helpful tool that will keep Garden State drivers safe,” Dawdy mentioned.

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